Decisions, Decisions! I have gone with Scallops - Kraft - Aqua, though I have inadvertently added polka dot ribbon (my mind really must be going). With the Christmas theme I can also enter it into the Kraft Journal challenge and Jay-Gee's challenge # 14 (also get to post her divine graphic).
It is hard to see but I have stamped text on the card base, then sponged the edge of the top card, looks pretty I think. The stamps are 2 lovely sets from Wplus9, though our Christmases are not wintery but definitely warm.
What you need
Cardstock - PTI Kraft, Aqua Mist, white
Stamps - PTI Text Style; Wplus9 Christmas Wishes, Winter Wishes
Ink - PTI Fresh Snow; SU Real Red, Pool Party, Early Espresso, Crumb Cake
Die - Spellbinders Scalloped Rectangles
Ribbon - Vandoros
Gems - Kaisercraft